A few days ago, someone was complaining bitterly on how Opay and Fairmony had kept calling him continuously, non-stop, after he took a loan from them. This was so frustrating to him.
According to him, some days they would call him up to 10 times. We asked him if he was owing them, but he said NO. that he once took a loan from them and paid all even before the due date. But since then, he couldn’t rest from their incessant calls – very annoying calls. Whenever he picks the call, they would always be telling him about a new loan offer.
The most annoying part is that these calls are always automated – such that you won’t be able to communicate with them; you will only hear the automated voice but won’t be able to converse with them. Even when you call back, you won’t be able to reach them. Isn’t that annoying? These people call from Monday to Saturday, the only day they don’t call is Sunday.
I know, one may say what about blocking the number? But that never solves the problem, because these people will never call you with the same number. Even if they call you 100 times, they will mostly call you with different numbers. So you will definitely get tired of blocking, and they will always reach your line anytime they want to. Even if you delete their app, they will still call you because they already have your records.
This guy may not be alone; I know there may definitely be some people going through this mess now. That is why I decided to prepare this post to help people out. You can actually stop loan apps from calling you. Whether it’s Opay, Fairmoney, or any loan app at all. It is very possible, and that’s what I will be showing you in this article.
Can I Stop Loan Apps From Calling Me in Nigeria?
Yes, you can Block loan apps from calling you. You can block Opay from calling you; you can block Fairmoney from calling you. You can stop any loan app at all from calling you; and they will never be able to reach your line again.
Loan apps in Nigeria don’t have the right at all to be frustrating you with calls as long as you are not owing them. But if you find yourself in this kind of challenge, it’s actually solvable. However, you must make sure you are not owing them before you go ahead stopping them from calling you. If not, they may escalate the issue to your guarantor or your contacts. But if you are not owing them, once you stop them from calling you, they won’t do any other thing again.
How to Stop Loan Apps From Calling You in Nigeria
If you have been bothered about how to stop Okash from calling you; how to stop Fairmoney from calling you or how to stop any loan app from calling you; then you have landed on the final solution. Congratulations on regaining your peace of mind!
It’s not difficult to stop loan apps from calling you; you may not really need to visit any office to get that done.
There are actually several long official options you would have taken. These options may require a lot of protocols, processes, resources; but at the end may still not be effective. These could be reporting them to Nigerian regulatory bodies like: NCC, FCCPC, NITDA, or even reporting the apps to Google Play Store. But all these may take a long process and at the end, may still not solve your problem.
The option I want to share with you now is the final solution which you can stay in your house and do – within 5 minutes, you are done!
1. Use True Caller
The best, most effective and surest way to stop loan apps from calling you is by using True caller to block them. True caller is a mobile app for identifying the true identity of whosoever that is calling you; whether the number is saved in your phone or not.
Aside from identifying who is calling you; True caller has a special Blocking feature that allows you to block specific categories of phone numbers.
In terms of blocking loan apps from calling you; True caller is always able to identify their numbers. No matter how many phone numbers they have, True caller will be able to identify them once they are trying to call your line; and it will block them automatically. You only need to set True Caller to block every call from loan apps; and it will handle that for you automatically.
Your phone will never ring for their calls, you will only see the notification that True caller blocked a phone number from a loan App that was trying to call your line. Isn’t that interesting?
Achieving this is very simple. All you have to do is to download the True caller App on play store or App store, depending on whether you are using Android or iPhone. Once you have downloaded the True Caller app.
How do you do this?
As I said earlier, you need to only set True Caller to block every call coming from loan apps; and it will do that perfectly for you automatically. Here are the steps:
- Download and Install True Caller
- Set True Caller as your default call app
- After setting it as the default call app, click on “Blocking” from the menu.
- There, you will see different blocking options: to block foreign numbers, to block unsaved numbers, etc.You can enable any of them that you wish.
- Go down to “manually add to block list”. There you can block by adding number, name/word, country code, number series.
- Just use two options to block all loan apps from calling you: use name/word, and number series.
- In the name/word, type in words like “loan”, “opay”, Fairmoney”, and the name of any loan app you want to block.
- For number series, you can type in the number that usually starts the phone numbers of the loan apps that usually call you. For example: most of the Okash phone numbers usually start with 020… So you can type in 020 there. Then True caller will block every incoming call from any number that starts with 020.
Allow True Caller to identify Calls on other Apps
All the steps above are not all; you also need to enable True Caller to have control on other apps. If not, they will still be able to call you through your normal inbuilt calling app. To do this, follow the steps below:
- Click on the three dots at the right hand corner of the app
- Click on settings
- Click on calls
- Now turn on the option “Identify Numbers on other Apps”.
- That’s all, you have successfully blocked loan apps from calling you.
Conclusion
It may really be very frustrating to be receiving disturbing calls from loan apps despite not owing them. If you have checked very well and you are sure you are not owing them, you can easily block them totally from reaching your line again. This can be perfectly achieved using True Caller. You just have to install True Caller and go to the blocking setting, configure it to block any incoming calls from loan apps. True Caller can easily identify these numbers and block them automatically, anytime they want to call you.
