Today, advancement in technology has made everything easy; both making money, investing and everything have become easier. Investments are no more only physically based; there are now several more convenient ways to safely invest your money and make good returns. Some of these ways are using online investment platforms.
There are currently different online investment platforms where you can invest online in different kinds of commodities, assets, and so on; with any possible amount in your hand and make good returns. Here we are not talking about P0nzi schemes or the likes; we are talking about real investments, where you will be able to invest in real stuff like: land, agriculture, stocks, and so on.
No matter what you would want to invest in, there are some online investment platforms that have provided an avenue to make your investment online with your phone, without having to move from office to office, from agent to agent and so on. All can be done just with your phone or computer right from your comfort.
For example: one that has just N200,000 and wishes to invest in land, can just look out for any legit online investment platform that has land as one of their investment opportunities, then invest the N200,000 and be making their returns. Of which if you were to look for a land physically to buy with N200,000; it would almost be impossible. But these online investment platforms make it possible for you to invest in your dream assets, commodities, or properties with just any amount in your hand and still make a good return on investment.
What Is Online Investment Platform?
Just as the name implies, an online investment platform is a kind of virtual or internet-based or digital investment platform where people can invest their money and make some returns of their investment as interest. In other words, I can say that an online investment platform is a website or mobile app where you can invest in a property, asset, commodity, or stock of your choice.
Online Investment Platform makes it possible for investors to make passive income from the money they invest in the platform. For example: Let’s assume you have about N100,000 that you don’t want to use yet. You may decide to invest the N100,000 in one of these platforms and be earning some Percentage of the N100,000 as your income monthly or annually.
With this, you keep making your money even while you sleep; without any further efforts from you. This is why it’s called a means of earning passive income. You put in your one-time investment, and your income will keep flowing into your bank account, even while you sleep.
Are Online Investment Platforms In Nigeria Legit?
Yes, online investment platforms in Nigeria are real ans legit. We are talking about real online investment platforms, not those p0nzi schemes that come and go. Most of these real online investment platforms are recognized and approved by the Central Bank of Nigeria (CBN).
So their operations are known and recognized by the Government, and as such, they are well regulated and cannot misbehave.
17 Legit Online Investment Platform In Nigeria With High Return
1. Piggy Vest
PiggyVest is an investment platform that allows users to automate savings and investments towards a specified target. The platform which was known as Piggy Bank, has really gained much ground since it was launched in the year 2016.
PiggyVest investment option is majorly corporate debt notes through its Investify feature. These are short-term investments where you lend money to companies and earn fixed returns. Here, you can earn up 15% to 25% per annum, depending on the type of investment and the duration.
On piggy vest, you can start your investment with as low as N5,000; and investment duration can range from 3 to 12 months.
They also have saving options where you save your money for a specific period of time and earn sone returns.
You may sign up on Piggy Vest with my link HERE and get up to ₦1,000.00 to start your own investment journey.
2. Risevest
Risevest is a popular online investment platform that connects Nigerians to foreign investment opportunities. On Risevest, you can invest on foreign assets and earn in Dollar ($). Some of the foreign assets you can invest in are: stocks, US real estate, fixed income, etc.
Risevest Investment Plans
Risevest provides about 3 investment plans to enable you invest your money wisely and make good returns. They are: Stock, Real Estate, Fixed Income
a. Stock
This plan enables you to invest in several US stocks like: Google, Coca-Cola, Alibaba, Apple, and so on, and earn up to 14% interest on your investments per annum.
Risevest has regarded this plan as a high-risk investment option; but remember the higher the risk, the higher the return.
b. Real Estate
This plan enables you to invest in real estate properties and earn up to 15% interest from your investments. Risevest has regarded this investment plan as the Medium-risk investment.
c. Fixed Income
This is a low-risk investment plan on Risevest, there is no fear of losing your money.
With as low as 10%, you can set up a fixed income savings and earn up to 10% Return on Investment.
You may use my referral link HERE to register on Risevest and get some welcome bonus. Alternatively, you may use my promo code: BLM6GED.
3. Trove
Trove enables you to invest in Nigerian and foreign stocks. With as low as N1000 or $10, you can start investing in companies like Netflix, Facebook, Dangote, Apple, Uber and so on.
4. Kuda App
Kuda App is owned by the Kuda Microfinance Bank. They provide banking services and also provide investment options where you can invest in U.S. stocks directly from your phone in naira, and earn some returns on investments. With as low as $10, you can invest in any available U.S stock on Kuda App. They also have savings options where you can save and earn up to 15% annual interest from your savings.
You can use my Promo Code: RQRVdvBR, to register on Kuda, and enjoy some welcome bonus. All you have to do is, go to the play store or app store and search for Kuda App, download the app, register with my promo code. Make sure you get verified on the app.
5. Alat By Wema Bank
ALAT is Nigeria’s first fully digital bank, created by Wema Bank in 2017. They provide investment options where you can invest in treasury bills and international stocks and earn some returns per annum. They also have savings options where you can save your money and earn up to 10% per annum.
6. Afrinvestor
Afrinvestor, an arm of Afrinvest (West Africa), is a veteran investment platform offering both local and international investment products. Individuals can trade Nigerian stocks, fixed-income instruments (Treasury Bills, Commercial Papers), and access global assets via Optimus by Afrinvest.
They have about 3 investment options which are: Equities, Fixed income, and Mutual funds. The Equities enable you to invest in Nigerian, Ghanaian, Kenyan, and US stocks. While the Fixed income enables you to invest in treasury bills, FG bonds, commercial papers, corporate bonds.
7. Ziing
Ziing is an online savings investment app ideal especially for beginners looking to save smartly and invest small. Here, you can invest in mutual funds, treasury bills, commercial papers, and even local stock trading. They also having savins options where you can save your money and earn up to 10% per annum.
8.FBN Edge
FBN is a nice platform where you can invest in mutual funds. It is an investment App owned and managed by FBNQuest, a subsidiary of First Bank of Nigeria.
FBN Edge has remained much trusted because of the backing of the popular Bank, Firstbank, and also their team of investment experts that are always there to provide investment guidance and advice to the customers/investors.
One interesting thing about FBN Edge is that you can start investing on the platform with as low as N5,000.
9. Chaka
Chaka is a nice investment platform where you can invest in stocks. On Chaka, you can buy, hold stocks, and sell them at a very high price when they appreciate.
Chaka provides instant access to over 4000 stocks & ETFs on the Nigerian Stock Exchange, New York Stock Exchange, and NASDAQ. On Chaka, you can invest in companies like Apple, MTN, Google, Netflix, Alibaba, Dangote, etc..
Since Chaka provides access to foreign stocks, you will be able to own dollars and Naira, and earn high returns from your funds and investments. With as little as $10, you can start investing, buying and selling stocks on the Chaka platform.
10. Bamboo
Bamboo is Nigeria’s first digital brokerage app that lets Nigerians invest in both local and U.S. stocks, and a dollar-denominated fixed-income product.
With as low as $2, you can invest in U.S. Stocks & ETFs; and with as low as N5,000, you can invest in Nigeria stocks.
11. e-Farms
Do you really want to go into agriculture but lacking the skills and time needed? With e-farms, you can still take part in the great potentials embedded in Agriculture by investing in those that need funding in agriculture.
E-farms help to connect skilled farmers that need funding, with investors. As an investor, you can choose the particular agricultural products you want to invest in, this could be Poultry, rice, cassava and so on; and earn up to 15% – 35% interest at the end of the harvest.
12. Wealth.ng
Wealth.ng is a Nigerian investment marketplace, which offers different kinds of investment options like: treasury bills, stocks, real estate, and agriculture. It is Powered by WealthTech Ltd, and regulated via Sankore Securities under SEC oversight.
Wealth.ng has about 4 investment plans, which are:
a. fixed Income
In a fixed income plan, you can invest in either Treasury Bills or Bonds. For Treasury bills, you can invest a minimum of $30,000 and earn 5.5% per year. While for Bond, you can invest a minimum of N100,000 and earn up to 8% per year.
b. Stocks
This plan enables you to invest in the stock market. You can invest in companies like: Google, Microsoft, Transcorp, and earn returns when the stocks appreciate in value.
c. Agriculture
This plan enables you to invest in agriculture and earn up to 22% interest of your investment, depending on the type of crop you invested in. Most of the crops like sorghum, soybeans may require a minimum investment of N50,000.
13. Opay
Though Opay is a mobile money Company that provides many financial services, it also provides investment opportunities. Most of the investment options on Opay involve just putting in your money and earning interest as return on investment – up to 15% or above, per year depending on the investment plan, amount invested, and duration . Some of the investment options there are Owealth, Fixed, etc.
14. Investment One
Investment One is a subsidiary of the popular Bank, Gtbank. There are about 2 investment plans provided by Investment One, and they are:
a. Fund management
This is a kind of mutual fund where you can venture in mutual fund opportunities like: Abacus money fund, Vantage Guarantee Money Market Fund, and so on. In this plan, you can be earning up to 2.42% to 14.12% of your investment.
b. Stock Broking
This option is for those that want to go into the stock market, where you can invest in the stock market and earn your money.
15. Farm Funded
Farm Funded is one these digital investment platforms where you invest in Agriculture and earn high return on investment.
In Farm Funded, there are many investment packages which you can choose to invest. These packages could be rice, maize, beans, cassava, and so on. Most of these packages always have a fixed price you can invest; some of them are usually from N50,000 or even more, and you can be earning up to 36% interest or more in less than a year (that is, within the period of planting and harvest of the agricultural package you choose to invest).
16. E-poultry
E-poultry is another investment platform that specializes in Agricultural investment. With Just N50,000, you can start investing in poultry through this investment Platform and be earning up to 40% return on investment.
17. Farm Ally
On Farm Ally, you can choose from the available farm investments and earn up to 15% to 50% return on investment within a cycle of 3 to 15 months.
I believe this post was helpful; do well to share your view with us on the comment section!
Conclusion
Online investment platforms are digital platforms where you can invest in different assets, properties, businesses, stocks, shares and so on; and earn some return on investment. To invest in these online investment platforms, you may not really need to move from one office to another, you can simply invest and monitor your investments with your phone or computer, right from your comfort. Some of these online investment platforms are: Piggyvest, Risevest, Afrinvestor, Chaka, Bamboo, and so on.
